Crispy tortilla chips cheese

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This dish features crispy tortilla chips generously layered with melted cheddar and Monterey Jack cheeses, black beans, and fresh jalapeños. Optional seasoned ground beef can be added for heartiness. Finished with fresh cherry tomatoes, red onion, coriander, and creamy accents like sour cream and salsa, it's perfect for a quick, flavorful Mexican-inspired appetizer or snack.

Preparation involves layering the ingredients on a baking sheet, baking until bubbly, and garnishing. It's quick to prepare, takes under 30 minutes, and offers flexibility with optional meat or vegetarian variations.

Updated on Sat, 10 Jan 2026 10:34:00 GMT
Golden, bubbly nachos with melted cheese, spicy jalapeños, and seasoned ground beef are ready. Save
Golden, bubbly nachos with melted cheese, spicy jalapeños, and seasoned ground beef are ready. | itricravings.com

There's something about nachos that turns a regular Tuesday into a reason to gather. My friend Marcus once showed up at my place unannounced with a bag of really good tortilla chips, and instead of ordering pizza like we usually do, I threw together what we had in the fridge. Within fifteen minutes, we had this golden, bubbling masterpiece that somehow felt fancier than anything we could've ordered. Now nachos are our thing—the dish that says, let's make this moment count.

Last summer, I made these for a backyard gathering, and what surprised me most was watching people actually sit and savor them instead of just grabbing and eating. My neighbor asked for the exact recipe right there on the patio, which was funny because it felt too simple to write down. That's when I realized nachos aren't about complexity—they're about getting the fundamentals right and letting good ingredients shine.

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Ingredients

  • Tortilla chips (200 g): The foundation matters more than you'd think—look for chips that are sturdy enough to hold toppings without shattering, not the flimsy kind that dissolve into crumbs.
  • Shredded cheddar cheese (200 g): Cheddar brings that sharp, tangy edge that makes cheese memorable; sharp cheddar deepens the flavor even more if you prefer boldness.
  • Monterey Jack cheese (100 g): This one melts like a dream and adds creamy richness without overpowering the cheddar.
  • Black beans (150 g, canned): Rinse them well to remove the starchy liquid so they don't make the nachos soggy, and the earthiness will balance all the richness.
  • Fresh jalapeños (2): Thinly slice them so the heat distributes evenly, and leave the seeds in if you like real fire or scrape them out for gentler warmth.
  • Cherry tomatoes (100 g, diced): They add brightness and acidity that cuts through all the cheese beautifully, so don't skip them even if you're in a hurry.
  • Red onion (1 small): Sharp and crisp, it brings a bite that keeps every bite interesting—don't chop too small or it disappears entirely.
  • Fresh coriander (2 tablespoons): This is your secret to making homemade nachos taste like they came from somewhere special and intentional.
  • Avocado (1, optional): Add it right before serving so it stays creamy; if you prep it early, squeeze lemon or lime juice over it to prevent browning.
  • Sour cream and salsa (4 tablespoons each, optional): These are your escape routes—dollops of cool sour cream and tangy salsa take the intensity down a notch if needed.
  • Ground beef (200 g, optional): Brown it with cumin and chili powder so it tastes seasoned and intentional, not just scattered meat.
  • Olive oil (1 teaspoon): Just enough to prevent sticking and help the meat brown evenly.
  • Chili powder and cumin (1 teaspoon and 1/2 teaspoon): These two spices together are the reason the beef tastes authentic rather than plain.

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Instructions

Sear the beef if you're using it:
Heat oil in a skillet over medium heat and add your ground beef along with the spices. Break it up as it cooks, listening for that satisfying sizzle, and you'll know it's done when it's browned all the way through with no pink hiding inside, about 5 to 6 minutes. Set it aside and let it cool slightly before assembling.
Heat your oven:
Get it to 200°C (400°F) so it's ready when you need it. A hot oven means the cheese will melt and bubble in just the right amount of time without the chips getting too dark.
Layer your chips:
Spread tortilla chips in a single, even layer on your ovenproof platter or baking sheet—avoid piling them too high in one spot or you'll get soggy chips and uneven melting. Think of it like a mosaic where every chip has a chance to get crispy and golden.
Build the melting layer:
Sprinkle black beans first so they nestle into the chips, then top with both cheeses mixed together. If you're using the beef, scatter it over now so it heats through evenly.
Add heat before baking:
Toss on the jalapeño slices and half your red onion, which gives them time to soften slightly in the oven rather than staying too raw and sharp.
Melt everything:
Slide into the oven for 8 to 10 minutes—set a timer because cheese goes from perfectly melted to starting to brown quickly, and you want to catch that golden moment. You'll know it's ready when the cheese is bubbling at the edges and the chips still have a little firmness to them.
Finish fresh:
Pull it out of the oven, and immediately top with the tomatoes, avocado, remaining red onion, and coriander while everything is still warm. The heat will soften the tomatoes just enough but keep them from getting mushy, and the cool avocado will provide contrast.
Serve right away:
Bring it to the table while the cheese is still warm and the chips are at their crispiest. Dollop sour cream and salsa on the side so everyone can add as much or as little as they like.
A platter overflowing with cheesy nachos, featuring black beans and fresh cilantro, looks delicious. Save
A platter overflowing with cheesy nachos, featuring black beans and fresh cilantro, looks delicious. | itricravings.com

The best part of nachos isn't actually eating them—it's watching someone you care about reach for a second helping and say, this is exactly what I needed. That's when you know you've made something that matters.

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Making It Your Own

Nachos are wonderfully flexible, and the fun is in adapting them to what's already in your kitchen or what you're craving that day. I've made them with crispy shredded chicken instead of beef, and once I even used leftover pulled pork that completely transformed the flavor. The structure stays the same—cheese, beans, heat, freshness—but the filling lets you tell different stories with the same dish.

Timing and Temperature

The secret to nachos that don't fall apart is respecting the oven temperature and timing, which sounds strict but is actually freeing. A properly preheated oven does the work for you instead of you standing there willing the cheese to melt, and you get to enjoy the moment instead of second-guessing yourself. The 8 to 10 minute window is tight, but that's exactly why they taste so good—everything hits that sweet spot together.

Pairing and Serving

Nachos are inherently social—they're meant for eating with your hands while talking and laughing, not for sitting alone at a desk. I've served them before movies, at casual dinners, and as the main event for a group of friends who just wanted an excuse to hang out. They pair beautifully with cold Mexican lager if you're that way inclined, or with a simple margarita that echoes the lime and cilantro already playing in the flavors.

  • Set out small plates and napkins so people can grab what they want without the whole thing collapsing.
  • Keep sour cream and salsa nearby in case someone wants to adjust the richness or heat to their taste.
  • If you're feeding a crowd, make two batches so the second one comes out of the oven hot while people are still eating the first.
Warm, flavorful nachos: crispy chips topped with cheese, tomatoes, and jalapeños, ready to enjoy. Save
Warm, flavorful nachos: crispy chips topped with cheese, tomatoes, and jalapeños, ready to enjoy. | itricravings.com

Nachos taught me that sometimes the best meals aren't about following rules perfectly—they're about taking good ingredients and putting them together with intention. That's really all you need.

Recipe FAQs

Can I make this dish vegetarian?

Yes, simply omit the seasoned ground beef and load up on the beans and fresh toppings for a hearty, meat-free option.

What cheeses work best for melting?

Cheddar and Monterey Jack cheeses melt smoothly, providing a flavorful and gooey layer atop the chips.

How can I add extra heat?

Include sliced pickled jalapeños or add chili powder to the optional ground beef for a spicier kick.

What's the ideal baking temperature and time?

Bake at 200°C (400°F) for 8-10 minutes until the cheese is fully melted and bubbly.

How should I serve this dish?

Serve immediately after baking with sour cream and salsa on the side for dipping or drizzling.

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Crispy tortilla chips cheese

Crispy chips topped with melted cheddar, black beans, jalapeños, and fresh garnishes for a tasty snack.

Time to prep
15 minutes
Time to cook
10 minutes
Overall time
25 minutes
Created by Lucas Preston


Skill level Easy

Cuisine type Mexican

Makes 4 Number of servings

Dietary details No gluten

What you'll need

Base

01 7 oz tortilla chips (plain or lightly salted)

Cheese

01 7 oz shredded cheddar cheese
02 3.5 oz shredded Monterey Jack cheese

Beans

01 5.3 oz canned black beans, rinsed and drained

Toppings

01 2 fresh jalapeños, thinly sliced
02 3.5 oz cherry tomatoes, diced
03 1 small red onion, finely chopped
04 2 tablespoons fresh coriander, chopped
05 1 ripe avocado, diced (optional)
06 4 tablespoons sour cream (optional)
07 4 tablespoons salsa (optional)

Optional Meat

01 7 oz ground beef
02 1 teaspoon olive oil
03 1 teaspoon chili powder
04 1/2 teaspoon ground cumin
05 Salt and pepper, to taste

How-To Steps

Step 01

Prepare ground beef (optional): Heat olive oil in a skillet over medium heat. Add ground beef, chili powder, cumin, salt, and pepper. Cook, breaking up meat, until browned and fully cooked, about 5 to 6 minutes. Set aside.

Step 02

Preheat oven: Set the oven to 400°F (200°C).

Step 03

Arrange base layer: Spread tortilla chips evenly on a large ovenproof platter or baking sheet.

Step 04

Add beans and cheese: Evenly distribute rinsed black beans over the chips, then sprinkle shredded cheddar and Monterey Jack cheeses on top. Add cooked ground beef if using.

Step 05

Add jalapeños and onion: Scatter thinly sliced jalapeños and half of the chopped red onion over the layered ingredients.

Step 06

Bake until cheese melts: Place in the oven and bake for 8 to 10 minutes until the cheese is fully melted and bubbling.

Step 07

Add fresh toppings: Remove from oven, then top with diced cherry tomatoes, remaining onion, diced avocado if desired, and chopped coriander.

Step 08

Serve with condiments: Serve immediately with sour cream and salsa on the side.

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Tools needed

  • Large ovenproof platter or baking sheet
  • Skillet
  • Cheese grater
  • Knife and chopping board

Allergy guidance

Double-check all ingredients for allergens and reach out to a healthcare professional if unsure.
  • Contains dairy from cheese and sour cream.
  • May contain avocado allergy risk.
  • Check tortilla chips for gluten if necessary.
  • Ground beef may contain traces of soy or wheat depending on brand.

Nutrition info (per serving)

These numbers are for guidance only — they're no substitute for medical advice.
  • Caloric value: 480
  • Fat content: 27 g
  • Carbohydrate: 40 g
  • Protein amount: 20 g

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